An innovative Financial Services group invites a Senior Analyst who is customer-centric and a strong interpreter of data to join its Collections, Recoveries & Fraud division. The core role involves providing analytical insights of the Fraud and Collections portfolios by gathering and analysing data, recommending actions and participating from inception to the delivery of strategic projects. You must possess a Bachelor’s Degree in Commerce/Science/Humanities or similar field, five years’ experience in Credit Risk Analysis on lending products, relational databases specifically SAS and Bad Debt provisioning techniques. You will also need to be technically proficient in Triad, Vision+ and Collect Smart and be skilled in SQL.

Duties:

• Statistical analysis, modeling, optimisation, forecasting and data mining of various data sets to support strategic decision-making within Collections, Recoveries and Fraud.
• Identify, develop and maintain key relationships with internal and external stakeholders including Shareholder.
• Prepare weekly/monthly presentations and reports on business performance indicators within the Collections, Recoveries and Fraud environment.
• Maintain and analyse Triad, Vision+ and Collect Smart related data in order to propose new Collections strategies.
• Clearly document the business requirements of projects presented to the Collections Managers.
• Act as project manager with regards to any System changes (e.g. Vision, CTA etc) or Champion Challenger scenarios required.
• Conducted research to ensure best practices are applied in the Division.
• Interpret analytics to understand how current Collections, Recoveries and Fraud processes can be enhanced, leading to improvements in the Collections, Recoveries and Fraud strategies.
• Ensure correct and timeous deployment of decision rules in the live system.
• Coordinate and manage the UAT testing process.
• Liaise and manage internal relationships between departments in order to collate and validate data/processes.
• Production and development of portfolio quality and benchmarking reports.
• Daily, weekly and monthly updating and timeous distribution of reports.
• Ensure Collections and Fraud Managers have access to the information they require in a format that is appropriate and useful.
• Ensure key deliverables with stakeholder are met e.g. timeous delivery of outputs; post implementation review of initiatives.

Requirements:

Qualifications –

• A Bachelor’s Degree in Commerce, Science, or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar.

Experience/Skills –

• At least five years’ experience in the following:
• Credit risk analysis on lending products
• Extensive understanding of relational databases and ability to effectively utilize statistical software – particularly SAS.
• Bad debt provisioning techniques.
• Strong ability to interpret data, communicate this to and influence key stakeholders
• MS Office (Advanced).
• Technical proficiency in Triad, Vision+ and Collect Smart.
• SQL and SAS experience in coding and data analysis.
• Must be able to manage and meet deadlines.

Advantageous –

• Knowledge of Basel II and National Credit Act (NCA).

Attributes:

• Strong analytical and problem solving and report writing capabilities.
• Good planning and organisation skills.
• Attention to detail and commitment to delivery is vital.
• Effective relationship management and collaboration skills.
• Strong process mapping skills.
• Ability to identify new ideas and alternative ways of working.

While we would really like to respond to every application, should you not be contacted for this position within 10 working days please consider your application unsuccessful.

When applying for jobs, ensure that you have the minimum job requirements. Only SA citizens will be considered for this role. If you are not in the mentioned location of any of the jobs, please note your relocation plans in all applications for jobs and correspondence. Please email a Word copy of your CV to

moc.nifatad@ellehcim

and mention the reference numbers of the jobs. We have a list of jobs on http://www.datafin.com. Datafin IT Recruitment – Cape Town Jobs.

Posted on 16 Jan 11:44